Expert Articles
Starting a Financial Conversation with Your Children
Young adults just getting started in their careers often struggle to understand the importance of investing early; not to mention the logistics of how to invest. In many cases, a simple conversation with parents is the best place to start. Here are some points to keep in mind along with some tips for guiding such a conversation.
Read More »Q&A on Health Savings Accounts
In our second issue of On Course, Darby addressed the benefits of Health Savings Accounts – many of which extend beyond the obvious purpose of paying for medical expenses. However, there still remain many questions readers likely have regarding when and how to use and take advantage of HSA’s. This follow-up piece should help answer many of those questions.
Read More »Tax Tips Ahead of the 2019 Tax Deadline
To make sure our clients take advantage of every opportunity to reduce their taxes, we’ve compiled this list of potential actions that you may still be able to take before filing your 2019 taxes. Where applicable, these steps will help ensure you leave nothing on the table.
Read More »SECURE Act Paves Way for Better Access to Retirement Plans
Passed in December of last year, the SECURE Act has loft goals of increasing access to workplace retirement plans for millions of workers, and the provisions reach farther than near term retirement strategies and lifetime annuity programs. With that in mind, this article addresses some of the other noteworthy provisions that may affect workers and business owners.
Read More »Tax Planning To-Do’s to Meet 2020 Deadlines
As we close out the year 2019, here are some planning tips to keep in mind ahead of your 2020 tax deadlines.
Read More »Is It Time to Give Yourself a Break and Consolidate Your Investment Portfolio?
After spending decades building wealth, there comes a time that high net worth individuals and families should take a close look at their investments to determine what can be simplified and consolidated. Such measures make it significantly easier to manage assets during the wealth distribution phase of your life, along with other benefits. Here are just some of the ways various accounts, investments, and other entities can be consolidated to simplify your life.
Read More »How to Avoid Putting Multiple Investment Strategies on a Collision Course
Without careful planning, decisions made for one investment can have unintended consequences for investments in other arenas. Soon, tax rules or maturation of long-term projects may end up working at odds with each other resulting in suboptimal portfolios, cash flow issues, higher taxes, and greater investment risk than initially anticipated. Following are some common examples of individually sound investment strategies colliding down the road causing undesired results, and insight into how a more strategic plan would resolve issues before they become a problem.
Read More »A Starting Point for Managing Volatility
In a correlating article for Worth Magazine, I’ve written about the best strategies for managing volatility. That piece addresses several angles and makes mention of tools used for managing volatility, including written expectations for upside and downside possibilities. However, for many people, the first hurdle is knowing where to start just to understand these personal expectations. If that’s you, this article serves as an excellent primer to the Worth article.
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